Updated October 2026: prices and features checked against the Shopify App Store.
Giving customers a simple, reliable way to pay is essential for any online shop. Shopify handles the payment itself, but payment apps let you control what happens around it: which payment methods each customer sees, how deposits work, and what happens to unpaid orders. Used well, they make checkout smoother, which helps customer satisfaction and sales.
In this post, we'll look at why payment apps are useful and which ones are worth trying. Let's get started!
How is the Shopify Payment App necessary for your store?
If you run an online store, a payment app can improve the checkout experience. Some apps let you hide, rename and reorder payment methods based on who the buyer is and what's in their cart. Others add options Shopify doesn't offer on its own, such as deposits, split payments or store wallets. That keeps checkout clear and helps prevent cart abandonment. A few apps also include fraud prevention tools to protect your store from risky orders. For more ways to improve this step, see our list of Shopify checkout apps.
List of 7 Best Shopify Payment Apps You Should Use
Payflow: COD & Checkout Rules
Payflow is a handy payment app if you offer cash on delivery (COD). It lets you add a COD fee at checkout, without editing orders afterwards or adding extra fulfilment steps. You can also hide, rename and reorder both payment and delivery methods using your own rules.
The app uses Shopify Functions, so the checkout logic lives in your Shopify admin. It also includes checkout validations that stop an order before it's completed, for example when an address doesn't meet your rules. The free plan covers one active rule.
Main features:
- Add COD fees at checkout
- Hide, rename or reorder payment and delivery methods by rules
- Checkout validations to block orders that break your rules
- 50+ conditions, combined with AND/OR logic
Pricing plans:
- Free: one active customisation
- Premium: $4.99/month or $49.99/year
Puco Checkout Rules
Another useful payment app is Puco Checkout Rules, formerly Puco Payments. It's an all-in-one tool for customising the Shopify checkout without code. You can hide, sort and rename payment methods based on conditions for each buyer, and do the same for shipping methods.
It also lets you validate checkout fields and block risky or invalid orders, such as deliveries to PO boxes, and offer shipping discounts based on the cart, products or customer tags. That means one app can replace several.
Main features:
- Hide, sort and rename payment methods by conditions
- Hide, sort and rename delivery methods by conditions
- Validate checkout fields and block orders (PO boxes, addresses and more)
- Shipping discounts based on cart, products or customer tags
Pricing plans:
- Free: one rule of each type
- Pro: $7.90/month or $79/year (7-day free trial)
Payfy: Hide Payment Rules
Payfy: Hide Payment Rules is an effective app you shouldn't overlook. It lets you hide, rename and reorder payment options on the Shopify checkout based on customer tag, country, products, discounts, cart attributes and more. Offering the right payment methods to the right buyers can lift conversion and keep customers happy.
Main features:
- Hide payment methods by total, digital product, customer tag and B2B customers
- Keep COD for pickup orders and hide payment methods on draft orders
- Hide Cash on Delivery for international orders and Pay Later for B2C customers
- Rename payment options by country or language, and reorder them
Pricing plans:
- Basic: $3.99/month (2 rules)
- Advanced: $5.99/month (25 rules)
- Premium: $9.99/month (adds cart attribute and metafield conditions)
- 7-day free trial; free for development stores
Webkul Wallet Management
Webkul Wallet Management gives every registered customer a digital wallet in your store. You can create cashback rules, and customers receive cashback into their wallet based on those rules. They can then pay for orders with their wallet balance. You can also transfer money directly into a customer's wallet.
Main features:
- Create your own cashback rules
- Let customers add money to their wallet
- Allow customers to pay for orders with the wallet
- Add an FAQ to explain the wallet system to customers
- Transfer money directly to a customer's wallet
Pricing plans:
- Basic: $19/month
- Premium: $199/year (add-ons for advanced features cost extra)
- 7-day free trial
SPD Split Payment & Deposit
SPD Split Payment & Deposit (previously sold under the SpurIT name) lets customers pay a deposit now and the rest later. It also lets them split one order across different payment methods, such as two credit cards, or a card and PayPal. Several people can even share the payment for one order. This works well alongside pre-order apps when you take deposits on upcoming stock.
Main features:
- Take deposits and collect the remaining amount automatically on the due date
- Customise the widget and buttons to match your store
- Multiple payments: two credit cards, or a card and PayPal
- Shareable payments: split an order between several people by email
- Instalment widget so customers can pay in instalments
Pricing plans:
- Starter: $19/month (up to $1,000/month processed through the app)
- Basic: $29/month (up to $5,000/month)
- Growth: $49/month (up to $10,000/month)
- Scale: $99/month (up to $50,000/month)
- 7-day free trial
GO Rescue Payments
GO Rescue Payments automatically cancels orders with pending payments after a set number of hours or days, based on your own rules. You can set rules by payment method, and cancelling unpaid orders frees up the stock they were holding. It's simple to use and keeps your orders list tidy.
Main features:
- Auto-cancel unpaid orders after a set time
- Set rules by payment method
- Release stock held by unpaid orders
Pricing plans (based on your Shopify plan):
- Basic: $3.99/month
- Shopify: $7.99/month
- Advanced: $19.99/month
- Plus: $39.99/month
- 14-day free trial
FUGU ‑ Every Payment Counts
FUGU ‑ Every Payment Counts helps you safely accept orders you might otherwise lose to fraud filters or failed payments. It scores risk by analysing customer behaviour, runs verifications such as signatures, selfie IDs and card scans, and can route selected orders to a chargeback protection plan. It also keeps a ready-to-use log for challenging unfair disputes.
Main features:
- Risk scoring based on customer behaviour
- Chargeback guarantee for selected orders
- Automated verifications (signatures, selfie IDs, card scans)
- Evidence log to challenge unjustified disputes
- Payment efficiency insights
Pricing plans:
- Discover: Free (250 orders/month monitored)
- Protect: $99/month
- Convert Plus: $249/month
- Scale: $599/month
The final version
Accepting and processing payments is one of the harder parts of running a Shopify store. From time to time you'll also need to deal with chargebacks, refunds and unpaid orders.
That's why it pays to choose the right payment apps for your store. If you're also weighing up which payment provider to use, read our guide to Shopify Payments alternatives. We hope you find a favourite in this list. If you have any questions, leave a comment below. And if you'd like to refresh your store's look, browse our Shopify templates.